We source and structure cash flow focused residential buy-to-let investments in Northern Ireland, designed for professionals who want predictable income without the time burden of finding, managing or stress testing deals themselves.

Our approach is deliberately boring and repeatable:

  • Standard housing
  • Sensible tenants
  • Conservative assumptions
  • Numbers that still work under stress

This is not speculative development or short-term trading, it is income led property investing, done properly.

AREAS WE COVER

Our primary focus is strong, proven rental markets in the Lurgan and Craigavon areas:

Primary areas

  • Lurgan
  • Craigavon

Secondary surrounding areas

  • Derrymacash
  • Aghagallon
  • Bleary
  • Portadown
  • Gilford
  • Dollingstown
  • Magheralin
  • Moira

These areas are selected for:

  • Consistent tenant demand
  • Affordable purchase prices
  • Sustainable rents
  • Low void periods

Each area  is assessed individually,  not all areas are treated equally.

TYPES OF DEALS WE FOCUS ON

We target simple, scalable buy-to-let properties with strong fundamentals.

Property Type

  • Single-let BTLs
  • 2–3 bed terraces and semis
  • Established residential streets

Typical Deal Profile

  • Purchase price: £70,000 – £110,000
  • Light cosmetic refurb only:
    • Paint
    • Flooring
    • Kitchen / bathroom refresh
    • Basic external tidy-up
  • No structural works
  • No planning risk

Target Metrics

  • 8%+ gross yield
  • £250–£350+ net monthly cashflow (at normal interest rates)
  • Conservative modelling with stress testing

This allows us to scale multiple properties without complexity or unnecessary risk.

EXAMPLE DEAL (ILLUSTRATIVE ONLY)

Important: The following is a hypothetical example to demonstrate the type of deal we target. It is not a live opportunity or guarantee of returns.

Purchase price: £105,000
Mortgage: 75% interest only (Ltd company)
Rent: £800 pcm

Monthly costs (approx):

  • Mortgage: £327
  • Management: £80
  • Insurance / maintenance / voids: £162

Total costs: c£570
Net cashflow: c£230 pcm
Annual cashflow: c£2,771

Gross yield: ~10%

Deals are also stress tested at higher interest rates to ensure they remain cashflow positive through rate cycles.